News

Household deposits in Ireland stood at €135bn at the end of September 2021. This leaves us scratching our heads a bit… This money is earning no interest, in some cases negative interest rates are applied…

Have you ever heard of recency bias? This is where we base decisions on recent events and outcomes, as opposed to more trusted ways of making decisions, such as intuition, research or even considering many…

The national debt is likely to go up by more than €40 billion within next two years The Irish Times editorial of November 13th on the topic of pensions referred to the establishment of a Pensions…

The Briefing: Intangibles as a portion of total assets in the S&P 500 have reached unprecedented levels.  As of 2020, 90% of all assets in the S&P 500 are now intangible. When it comes to the S&P…

CONSUMERS have put an extra €10bn into banks and credit unions savings accounts this year alone. New figures from the Central Bank show that households now have €120bn on deposit. The surge in savings has…

Managing your money effectively is an ongoing challenge for every one of us. It is so easy to simply waste money these days through poor habits and careless spending. We want to suggest 5 habits…

Zurich claims paid in 2017 – Ensure you are protected.

Sick Leave Scheme 1.1 An Occupational Health Strategy is in place as a supportive resource for teachers. The aim of this strategy is to promote the health of teachers in the workplace, with a focus…

Around 70,000 teachers could suffer significant financial penalties for rejecting the new public service pay agreement, under new legislation published by the Minister for Finance Public & Expenditure and Reform. The penalties include a nine-month…

You can make a last minute Additional Voluntary Contributions (AVC) payment into your pension scheme before you retire. This can be particularly attractive for you if you can get tax relief on the contribution you…

State Pension Contributory  There are two different State Pensions systems, namely the Social Insurance system and the Social Assistance system. The Social Insurance system provides pension benefits based on an individuals PRSI record over their…

Even if you don’t already have serious illness cover on your existing policy, you may be entitled to a free serious illness cover upgrade – being without it could cost you everything, so it is well worth…

Yes, your children are protected under your life and serious illness cover in the event of illness, accident or the worst death, whilst this is such a sensitive subject it could also help ease financial…

Question:   My daughter bought a house in Dublin in 2012 and she has since lived in this since then.  She took out a mortgage to finance the purchase of the house and the mortgage is…