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Carmel H

Gemma has been providing expert financial advice to us for 7 years now. From the importance of income continuance to the benefits of being married – the tax benefits that is and always explained clearly and absolutely no pressure to choose the option she is suggesting.
She goes above and beyond on every yearly visit, once when visiting our home for advice on investments for our children’s college, she suggested we check the value of our house and that we might be eligible for the loan to value mortgage rate. We were and thanks to Gemma we are saving on our mortgage repayments.
She is extremely knowledgeable and always professional and we have absolute trust in her advice regarding our future investments and we will be depending on her advice into the future. Thank you Gemma.

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